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Recover now, pay later
Easy payment plans, including 0% APR financing.
No money down.
We’ve partnered with Affirm to make it easier than ever to get the relief you deserve
Buying with Affirm is simple
Prequalify in minutes
Complete a quick application that won't affect your credit score.
Know what you'll owe
Never pay more than what you see up front, with no hidden fees.
Shop with Affirm and we'll show you how you'll pay
Pay on the go,
wherever you go
Download the Affirm app and discover a new way to pay over time almost anywhere.
The choice is yours
Affirm Pay in 4
Monthly payments
Make 4 interest-free payments every 2 weeks. Great for everyday purchases.
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No interest or fees
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No impact on your credit score
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Set up easy, automatic payments
Choose monthly installments.
Perfect for big-ticket items.
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No hidden fees—ever
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What you see is what you pay
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Set up easy, automatic payments
Make your payments
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment.
But if you do, you’ll never pay any fees.
Make easy monthly payments at 0% APR with no money down.
Frequently Asked Questions
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Can I pay my purchase early?Yes! There’s no penalty for paying early.
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How do I make my payments?You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
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Does checking my eligibility affect my credit score?No—checking your eligibility won't affect your credit score.
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Can I return an item bought with Affirm?Yes—You can return an item you bought with Affirm by initiating the return process with the store. If the store will be allowed return.
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Do I need a mobile number to use Affirm?Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
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Where can I learn more about Affirm?You can visit their website at affirm.com
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Which countries is this available for?Our Affirm financing options are available for customers within the United States and its territories, with a few exceptions. It’s possible to create an Affirm account if you live in an excepted state. But depending on where you live and which product you have applied for, you may not be able to prequalify or get approved for a loan due to the state laws there. For instance, Affirm's Bank Partners do not currently originate loans through the Affirm platform in Iowa or West Virginia. However, Affirm (through a lending subsidiary) may be able to offer you its split pay product in some instances even if you live in Iowa or West Virginia.
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Why don't I see any Affirm options?Affirm financing options are available for those customers who have an order total of $48 or more.
*Rates from 0-30% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
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